Retirement, Pensions, & Social Security

A woman rides in a golf cart with her dog in Sun City, Arizona, January 6, 2013. Sun City was built in 1959 by entrepreneur Del Webb as America?s first active retirement community for the over-55's. Del Webb predicted that retirees would flock to a community where they were given more than just a house with a rocking chair in which to sit and wait to die. Today?s residents keep their minds and bodies active by socializing at over 120 clubs with activities such as square dancing, ceramics, roller skating, computers, cheerleading, racquetball and yoga. There are 38,500 residents in the community with an average age 72.4 years. Picture taken January 6, 2013. REUTERS/Lucy Nicholson (UNITED STATES - Tags: SOCIETY)ATTENTION EDITORS - PICTURE 16 OF 30 FOR PACKAGE 'THE SPORTY SENIORS OF SUN CITY'SEARCH 'SUN CITY' FOR ALL IMAGES - LM2E91F0XAN01

Op-Ed

Despite scary headlines, America’s elderly continue to prosper

Thursday, August 15, 2019

Elderly woman and daughter

Up Front

An automatic way to convert retirement savings into income

Wednesday, July 31, 2019

piggy_bank

Retirement, Pensions, & Social Security

From saving to spending: A proposal to convert retirement account balances into automatic and flexible income

David C. John, William G. Gale, J. Mark Iwry, and Aaron Krupkin

Wednesday, July 31, 2019

People walk along a pebbled beach during sunset as a heatwave hits France, in Cayeux-sur-Mer, France, June 29, 2019. REUTERS/Pascal Rossignol - RC12ECCBA720

Up Front

Encouraging lifetime income in 401(k) plans

Wednesday, July 24, 2019

Reports

hurdles

Retirement, Pensions, & Social Security

Reducing regulatory obstacles to annuities in 401(k) plans

J. Mark Iwry, William G. Gale, David C. John, and Victoria Johnson

Wednesday, July 24, 2019

old man sitting at the beach

Retirement, Pensions, & Social Security

Automatic enrollment in 401(k) annuities: Boosting retiree lifetime income

Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell

Tuesday, June 25, 2019

Earl Gilbert, 97, plays chess at Royal Oaks retirement community in Sun City, Arizona, January 8, 2013. Sun City was built in 1959 by entrepreneur Del Webb as America?s first active retirement community for the over-55's. Del Webb predicted that retirees would flock to a community where they were given more than just a house with a rocking chair in which to sit and wait to die. Today?s residents keep their minds and bodies active by socializing at over 120 clubs with activities such as square dancing, ceramics, roller skating, computers, cheerleading, racquetball and yoga. There are 38,500 residents in the community with an average age 72.4 years. Picture taken January 8, 2013. REUTERS/Lucy Nicholson (UNITED STATES - Tags: SOCIETY)ATTENTION EDITORS - PICTURE 9 OF 30 FOR PACKAGE 'THE SPORTY SENIORS OF SUN CITY'SEARCH 'SUN CITY' FOR ALL IMAGES - GM1E91H00JE01

Retirement, Pensions, & Social Security

Using behavioral insights to increase annuitization rates: The role of framing and anchoring

Abigail Hurwitz

Tuesday, June 25, 2019

California state worker Curtis Walker looks over retirement plan brochures at the Calpers regional office in Sacramento, California October 21, 2009. Calpers, the largest U.S. public pension fund, manages retirement benefits for more than 1.6 million people, with assets comparable in value to the entire GDP of Israel. The Calpers investment portfolio had a historic drop in value, going from a peak of $250 billion in the fall of 2007 to $167 billion in March 2009, a loss of about a third during that period. It is now around $200 billion. REUTERS/Max Whittaker (UNITED STATES BUSINESS) - WASE5AM03UX01

Report

Can annuities become a bigger contributor to retirement security?

Martin Neil Baily and Benjamin H. Harris

Tuesday, June 25, 2019

A member of Metro Bank's staff poses for a photograph in the vault of their new branch in Slough, southern England May 3, 2013. This is the only bank in the United Kingdom that has a drive-thru facility. Metro Bank, which launched in 2010 as Britain's first new high street lender for more than a century, saw customer numbers surge in 2012, benefiting from the unpopularity of the established banks. REUTERS/Eddie Keogh (BRITAIN - Tags: BUSINESS) - LM1E95310CJ01

Retirement, Pensions, & Social Security

How will retirement saving change by 2050? Prospects for the millennial generation

William G. Gale, Hilary Gelfond, and Jason Fichtner

Thursday, March 21, 2019

Blog Posts

Up Front

How bad is the state and local pension crisis really?

Finn Schuele and Louise Sheiner

Monday, July 15, 2019

A farmer walks through a mustard field at Ghaduwan village in the northern Indian state of Punjab December 16, 2009. REUTERS/Ajay Verma (INDIA - Tags: BUSINESS POLITICS AGRICULTURE SOCIETY) - GM1E5CG1GI901

Future Development

Should we fear population aging?

Ivailo Izvorski

Tuesday, May 14, 2019

Women eat watermelons at the Coachella Valley Music and Arts Festival in Indio, California April 10, 2015. REUTERS/Lucy Nicholson - GF10000055583

Up Front

Are the kids alright? Saving and wealth accumulation among the millennial generation

William G. Gale

Wednesday, March 20, 2019

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Events

Can retirement plans provide safe income?

9:00 AM - 11:45 AM EDT

Improving opportunities for those who want to work longer

9:30 AM - 12:30 PM EST

A conversation with SEC Commissioner Kara Stein

10:00 AM - 11:00 AM EDT

View All Events

Related Books

Closing the Deficit

Edited by Gary Burtless and Henry Aaron

2013

State and Local Pensions

By Alicia H. Munnell

2012

The Decline in Saving

By Barry P. Bosworth

2012

Multimedia

brookingscafeteria_burtless002

Podcast Episode

The rich-poor life expectancy gap

Gary Burtless and Fred Dews

Friday, February 19, 2016

occupy_protest001

Podcast Episode

@ Brookings Podcast: Automatic Spending Cuts and Programs for the Poor

Friday, December 30, 2011

View All Multimedia