Brookings’ work on building resiliency and mitigating impact of increased frequency and severity of extreme weather on homes, commercial properties, communities—and cost and availability of insurance.
U.S. homeowners and business rely on property and casualty insurance to protect their homes and livelihoods, but this system is ill-equipped to deal with the increasing risks from severe weather events like wildfires, hurricanes, and flooding. This Brookings initiative produces rigorous research and practical policy solutions to strengthen the insurance industry and the people it protects.
Use the links to the left to explore our recent work.
On March 18, The Hamilton Project and Hutchins Center on Fiscal and Monetary Policy hosted an event on homeowners insurance and climate risk.
2023
2025
This proposal outlines a federal reinsurance entity, US Re, to address rising premiums and volatility in the U.S. homeowners insurance market.
