Business and Finance

Financial Market Regulation

A view shows the Federal Reserve building in Washington (REUTERS/Larry Downing).

Paper

The History of Cyclical Macroprudential Policy in the United States

May 15, 2013, Douglas J. Elliott, Greg Feldberg and Andreas Lehnert

Since the financial crisis of 2007-2009, policymakers have debated the need for a new toolkit of cyclical “macroprudential” policies to constrain the build-up of risks in financial markets. Doug Elliott, Greg Feldberg and Andreas Lehnert offer the first comprehensive survey and historic narrative of these efforts, describing underwriting standards, reserve requirements, deposit rate ceilings, credit growth limits, supervisory pressure, and other financial regulatory policy actions

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